Apiculture Insurance Program (API)
Rainfall index protection for beekeepers' honey, pollen, and breeding colonies.
Program Overview
Beekeeping and commercial pollination require healthy flowering forage. When drought strikes, nectar flow dries up, leading to reduced honey production and colony stress.
The Apiculture Pilot Insurance Program (API) provides a safety net for beekeepers’ primary income sources—honey, pollen collection, wax, and breeding stock—using the same NOAA rainfall index as PRF.
Key Benefits & Coverage Details
Colony-Based Valuation
Insure your colonies across multiple states and apiary locations as your hives travel.
51% to 59% USDA Subsidy
Federal subsidies significantly offset your annual risk management expenses.
No Yield Record Keeping Required
Indemnities are tied directly to NOAA grid precipitation index measurements.
Eligible Coverage Scope
Get Started Today
Talk directly with our licensed agents and risk advisors. We’ll analyze your operation and calculate exact coverage projections.
Important Deadline:
Annual Sales Closing Date is November 15.
Non-Binding Notice:
Submitting an inquiry does not bind coverage. Coverage must be confirmed in writing by 4T Ag Insurance.
Ready to Protect Your Apiculture Insurance Program (API)?
Let us build a customized risk management strategy tailored to your exact acreage, herd size, or property assets.
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