We Protect What Matters Most
Specialized agricultural risk management, livestock price floors, and comprehensive farm insurance across the United States.
*Inquiries do not bind coverage. Policies bound upon formal underwriting approval.
Specialized Protection For
Tailored Agricultural Protection
4T Ag Insurance delivers federally-subsidized risk tools and broad property & casualty insurance to safeguard your operation against market volatility, drought, and unexpected liabilities.
Livestock Risk Protection (LRP)
USDA-subsidized price floor on feeder & fed cattle. Protect against falling markets without sacrificing upside profit.
Pasture, Rangeland & Forage (PRF)
Automated rainfall index insurance that protects against drought losses with up to 59% federal subsidies.
Annual Forage (AF)
Twelve growing seasons of rainfall protection for planted grazing crops, winter wheat, and livestock hay.
Farm & Ranch Comprehensive
Liability, barns, tractors, machinery, fences, escaped livestock liability, and bundled home & auto.
Did You Know? Up to 59% of Your Premium is Federally Subsidized
USDA Risk Management Agency programs like Livestock Risk Protection (LRP) and Pasture, Rangeland & Forage (PRF) receive substantial government subsidies, giving you high-tier price and drought protection at a fraction of standard commercial costs.
Built by Producers, For Producers
At 4T Ag Insurance, we don't just sell insurance from an office—we live the lifestyle. As active cattle producers and livestock haulers, our team understands the challenges, market swings, and weather risks you face every single day.
We structure your policy with the same scrutiny and precision we use on our own herd and ranch assets.
Trusted Across the Country
Hear how cattlemen, farmers, and horsemen protect their livelihoods with customized risk management from 4T Ag Insurance.
"4T Ag structured an LRP price floor for our fall feeder calves right before the market pulled back. That policy preserved our operating profit for the entire year without restricting where we marketed them."
C. Henderson
Cow-Calf Producer (450 Head)
West Texas
"When severe drought hit our grazing pastures last summer, our PRF policy triggered automatic indemnities that covered our supplemental hay bill. Working with agents who actually run cattle makes all the difference."
M. Sterling
Rancher & Stocker Operator
Oklahoma Panhandle
"We consolidated our ranch barns, equipment tractors, personal home, and stock trailers under 4T Ag. We received better liability limits and saved over $3,200 annually on bundled premiums."
J. & D. Miller
Equine & Cattle Operation
North Texas
Frequently Asked Questions
Find clear answers on coverage rules, government subsidies, and policy mechanics.
No. Submitting a quote request or contact form does not bind, alter, or guarantee insurance coverage. Coverage cannot take effect until your application is reviewed and formally approved by an underwriter, and written confirmation is issued by 4T Ag Insurance.
Ready to Protect Your Operation’s Bottom Line?
Contact us today for a free, no-obligation policy review. We’ll analyze your exact herd numbers, pasture acreage, or farm assets to structure maximum protection.