Privacy Policy

4T Ag Insurance, LLC

Effective Date: Feb 16, 2026

IMPORTANT NOTICE REGARDING TEXT MESSAGING DATA

4T Ag Insurance, LLC ("we," "us," or "our") DOES NOT share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for marketing, promotional, or any other purposes unrelated to providing our direct services. All text messaging originator opt-in data is kept strictly confidential.

1. Information We Collect

We collect the following types of information:

Personal Information:

Name, email address, phone number, physical address
Agricultural operation details (head count, acreage, location) when you request a quote or policy consultation
Payment information when you make a purchase or arrange premium transactions
Opt-in records and timestamps for all communication channels (SMS, email, etc.)

Non-Personal Information:

IP address, browser type, device information
Website usage patterns and analytics via privacy-friendly measurement tools
Essential cookies and similar technologies

Customer Communication:

Records of inquiries, quotes, and service requests
Appointment details and preferences
Service history and policy reviews

2. How We Use Your Information

We use collected data for:

Providing, tailoring, and improving our insurance and risk management services
Communicating with you regarding quote requests, policy reviews, deadlines, and market reports
Enhancing website functionality and user experience
Ensuring security, fraud prevention, and regulatory compliance
Maintaining records of your communication preferences and consent

3. SMS Messaging & TCPA Compliance

Text Message Program Terms & Conditions

By opting into our SMS messaging services, you agree to receive text messages related to our services, including policy inquiries, appointment reminders, customer support, and important risk updates.

Opt-In & Consent:

You will only receive messages if you have explicitly opted in via our web forms or direct agreement
We maintain timestamped records of all opt-in actions
We comply with the Telephone Consumer Protection Act (TCPA) and CTIA guidelines

Opt-Out Instructions:

You can cancel SMS notifications at any time by replying "STOP"
You will receive a final confirmation message, and no further messages will be sent unless you re-opt in
All opt-out requests are processed immediately.

Message Frequency & Content:

Message frequency varies based on your interactions with our business
Messages will be directly related to the services or quotes you have requested
We do not send unsolicited promotional marketing texts without explicit consent

Help & Support:

Reply "HELP" for assistance or contact us at 4taginsurance@gmail.com or 253-486-8686
Customer support is available during regular business hours

Carrier Information:

Standard message and data rates may apply
Carriers are not liable for delayed or undelivered messages
Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional wireless providers

SMS Data Protection Statement

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Information Sharing & Disclosure

We do not sell, rent, or trade personal information. We may share information strictly with:

Authorized Insurance Underwriters & Approved Insurance Providers (AIPs): Solely for the purpose of preparing quotes, underwriting applications, and servicing active policies you have requested.
Service Providers: Third-party technology vendors (e.g. SMS delivery aggregators, secure hosting providers) contractually bound to confidentiality.
Legal Compliance: If required by law, subpoena, or to protect our legal rights.

5. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal and agricultural operation information against unauthorized access, alteration, or disclosure.

6. Cookies & Tracking Technologies

We use essential cookies and privacy-respecting analytics to analyze traffic patterns and improve performance. You may control cookie preferences through your browser settings.

7. Your Rights & Choices

You have the right to:

Access, update, or correct your contact information
Opt-out of SMS text messages at any time by replying "STOP"
Withdraw consent for future electronic marketing communications

8. Non-Binding Insurance Notice

Submitting personal information or requesting quotes through this website does not bind, alter, or guarantee insurance coverage. All policies are subject to formal underwriting approval and written binder issuance by 4T Ag Insurance, LLC.

9. Contact Us

If you have questions about this Privacy Policy, contact us at:

4T Ag Insurance, LLC
Phone: 253-486-8686
Email: 4taginsurance@gmail.com
Website: https://4taginsurance.com/